Smart Is Beautiful

Credit card nazi bastards!

As I sit here, waiting to talk to a HUMAN FREAKIN’ BEING at Equifax, I’m wondering how on earth older, less sophisticated or intelligent people deal with this bullshit? Nicholas Cage had less trouble finding the damn national treasure in that movie than than I’m having!

I’m trying to find out why in the hell American Express is telling me that Equifax told them that there was a serious delinquency on my account. I’m looking at a freshly-printed-out copy of my report and there is NADA about delinquency!

Could it be that I recently paid off my AmEx and that caused some kind of red flag that said, “Hurry up and lower her credit line so we can get her for over the limit fees when she starts charging again?”

And it should be one HELL of a lot easier to talk to someone - a live, thinking, speaking person - about what’s going on with your credit report in this country…ESPECIALLY since Americans LIVE & DIE by their damn credit cards!

Know what I had to do? I had to FAX my own credit report summary showing zero negative items on my report to AmEx MYSELF. How stupid is THAT? Two huge corporations like Experian and AmEx have to wait for ME to fax them something!

I think it’s all a conspiracy to make us jump through so many hoops that we just give up. I’m positive that those automated lines hope you’ll give up…well, they tangled with the wrong bee-atch today!

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